Free pay tool · 2026/27
Compare hourly rates and salaries. Estimate deductions and understand your CIS payments.
Free account required · Available to electrician and apprentice accounts.
Compare pay offers and see how selected deductions affect your estimate, whether you’re employed or working as a CIS subcontractor.
Enter your hourly rate or salary, compare pay periods and include the deductions that apply to you.
Estimate payments after CIS withholding and your final income after allowable expenses, Income Tax and Class 4 National Insurance.
For individual sole-trader subcontractors, excluding VAT and materials.
See how an hourly rate translates into weekly and yearly gross pay.
£19
per hour
40
hours per week
52
paid weeks
£760
gross per week
£39,520
gross per year
Example assumptions — before deductions. Actual income depends on working hours, paid weeks and applicable deductions.
What you’re paid under CIS isn’t the same as your final income after tax.
This is your labour payment after CIS withholding, before business expenses and your final tax settlement.
This accounts for allowable expenses, Income Tax and Class 4 National Insurance. CIS withheld is credited against the final bill, rather than deducted again.
Get an estimate in three steps.
Choose a pay period and enter your salary, rate or expected labour income.
Enter working hours or weeks where needed, then include the deductions or expenses that apply.
View pay estimates across different periods and distinguish CIS payments from final income.
Free account required · Available to electrician and apprentice accounts.
Sources: HMRC Income Tax and NI rates | Self-employed National Insurance | CIS guidance
Calculation rules and assumptions are explained inside the calculator.
Yes. It is currently free for eligible electrician and apprentice accounts. Sign in or create a free account to use it.
Yes. Choose your pay period and enter any working hours, days or weeks needed for the comparison.
Your pension arrangement, tax code, payroll adjustments and other deductions can affect your actual pay. The calculator uses its supported assumptions and does not reproduce individual tax codes or cumulative PAYE.
Yes. Select your tax region so the estimate uses the appropriate supported Income Tax rules.
No. CIS withholding is credited against your final tax and National Insurance liability. Your final position also depends on allowable expenses and the calculator’s stated assumptions.
Not currently. You can enter an expense estimate for the calculation, but this version does not save expenses or receipts.
Try your usual salary or rate and let us know if anything is unclear or doesn’t look right.
